I’m seeing a disturbing trend. Actually, this shady insurance practice has been going on for a long time but I used to only see it with the… shall we say… less respectable insurance companies. Now, I’m seeing it across the industry. [Read more…] about Don’t Get Punked by Your Insurance Company
By Joe Davis
As a motorcycle rider, I’m sure life insurance has been on your mind at one point or another. We’ve all heard the horror stories of motorcycle accidents. You may have even heard that ER doctors call motorcycles “donor cycles.”
According to 2014 statistics, it was estimated that you’re 27% more likely to die in a crash if you drive a motorcycle (per driven mile) than someone who drives in a passenger vehicle and 5% more likely to be injured.
Those brutal statistics would make anyone think about the increase of cost for life insurance on those of us that ride a motorcycle.
Assuming your health is in order, you may qualify for term life insurance, whole life or accidental insurance and still get the best possible rates. I bring good news! Driving a motorcycle will not increase your premiums! On the other hand, if you smoke or have a health condition that’s an entirely different story.
To best answer your life insurance questions, you need to contact a great independent agent such as Joe Davis at (720) 546-0257 or Ray at (720) 663-8826 to go through your options. We have life insurance policies that offer some type of coverage after an accident, even if you’re just severely injured. Call, let’s talk about life!
By Ashley Crook, Aflac Agent
Gone are the days when a handshake and a promise were enough to secure a loan when times were tough. Gone are the days when you could go to any hospital uninsured and receive the same level of care as a fully insured patient. We live in a new era; one of risks, decisions, and consequences. [Read more…] about Aflac: Accident, Supplemental Insurance
By: Susan “Bubbles” Udero
On March 18, 2018, Ramon Sepulveda was out riding with friends, and it was a beautiful Colorado day. Then, in the blink of an eye, a car pulled out in front of him. Ramon woke up in the hospital, and his world would be forever changed. Ramon lost his right arm and his left arm was shattered. Ramon’s positive spirit, given the challenges he is facing, is nothing short of miracle. His love for life and the hope that he will ride again are a testament to the spirit of a motorcycle rider … no matter what you ride. [Read more…] about Ramon Sepulveda Fundraiser
By Scott O’Sullivan, The O’Sullivan Law Firm
Motorcycle riders are a tight-knit group. When I attend rallies, rides and other motorcycle events, I’m always inspired by the sense of camaraderie shared by bikers, who seem to walk around like they share the best secret in the world. They all love biking, bikers and bikes. They share a special bond. [Read more…] about When Someone You Love is in a Motorcycle Accident
There is absolutely no such thing as a magical pot of money after a motorcycle accident. [Read more…] about Do You Need Underinsured/Uninsured Motorist Coverage for a Motorcycle?
The roar of the bikes are heading out every weekend and can be seen at every traffic light and as I am making my tea in the morning I can hear them on Alameda heading to Wadsworth, destination unknown. Riding friends that we haven’t seen over the winter are friends that we run into at our favorite watering hole. Riding and Charity events are beginning to fill up our calendars. Riding season is upon us and it’s time to do a checklist of things we should look at before we get on any powersports vehicle. [Read more…] about Spring is in the Air
I’m writing this article to urgently warn you about an insurance company that is not only preying on low-income Coloradans, but is also creating hardship and, sometimes, life-altering situations for innocent victims of motorcycle accidents. [Read more…] about Beware of Fred Loya